Irresistible Pumpkin Chocolate Chip Loaf

The Ultimate Moist Chocolate Chip Pumpkin Bread: Your New Favorite Fall Treat

Welcome to your new favorite fall tradition! This incredibly easy and moist Chocolate Chip Pumpkin Bread Recipe brings together the comforting warmth of autumn spices with delightful bursts of melty chocolate. Forget complicated baking – this recipe requires just one bowl, no mixer, and promises a big, satisfying fall flavor that will have everyone asking for more. It’s the perfect quick bread for breakfast, a cozy snack, or a delightful dessert.

Slices of moist chocolate chip pumpkin bread on a cutting board, revealing fluffy interior with chocolate chips.
Each slice boasts a perfectly moist crumb and an abundance of mini chocolate chips.
Portrait of Chelsea, the author

A Personal Note from the Author

Three Days, One Loaf, Zero Doubt: My Journey to Pumpkin Bread Perfection!

For a long time, perfecting a pumpkin bread recipe felt like an elusive quest. I’d bake a loaf, share a slice with family and friends, and then tell myself, “Maybe I’ll post it next fall.” There was always something that wasn’t quite right – perhaps the texture was off, or the spice wasn’t bold enough. I was determined to create a recipe that truly stood out, one that captured the essence of autumn in every single bite.

This time, I committed. I kept tweaking and testing, adjusting the spice blend, perfecting the moisture level, and ensuring those precious mini chocolate chips were evenly distributed throughout. My goal was a soft, tender crumb with a vibrant pumpkin spice flavor, complemented by just the right amount of chocolate in every bite.

The true test came from the toughest critics: my kids. When they eagerly requested “the chocolate pumpkin bread” three days in a row, I knew I had finally hit the mark. That’s when I realized this recipe was not only delicious but also worthy of sharing with all of you. An added bonus? It actually slices even better the day after baking, as the flavors have more time to meld and deepen.

Why You’ll Fall in Love with This Easy Pumpkin Bread Recipe:

  • Unforgettable Flavor & Texture: Experience a delightful, prominent pumpkin flavor perfectly balanced with warm spices, all encased in a soft, incredibly tender, and moist crumb. This isn’t just a sweet bread; it’s a sensory journey through autumn.
  • Mini Chips for Maximum Chocolatey Goodness: We specifically call for mini chocolate chips to ensure that every single slice, every single bite, is studded with delicious, melty chocolate. No more plain sections!
  • Effortless Preparation: Say goodbye to complicated clean-ups! This recipe is a true one-bowl wonder. With just a whisk and minimal effort, you can whip up this delightful treat in no time, making it perfect for busy weeknights or impromptu baking sessions.
  • Stays Moist and Tastes Even Better: Unlike some baked goods that dry out quickly, this pumpkin bread is designed to remain wonderfully moist for days. In fact, many find its flavors deepen and become even more harmonious on day two, making it an excellent candidate for make-ahead baking.
  • Perfect for Any Occasion: Whether you’re looking for a comforting breakfast, a satisfying afternoon snack, or a simple yet impressive dessert for gatherings, this chocolate chip pumpkin bread is always a crowd-pleaser.
  • Simple, Accessible Ingredients: You won’t need any fancy, hard-to-find items. This recipe relies on staple pantry ingredients, making it easy to prepare whenever a craving strikes.
Mixing wet and dry ingredients in a bowl, then transferring batter to a prepared loaf pan for baking.
Our straightforward method ensures easy mixing and a perfect bake every time.

Essential Ingredients for Your Perfect Chocolate Chip Pumpkin Bread

Crafting the perfect loaf of chocolate chip pumpkin bread starts with understanding your ingredients. Here’s a detailed look at what you’ll need and some helpful tips for each:

IngredientKey Tip or Substitution
Pumpkin puréeAlways opt for pure pumpkin purée, not pumpkin pie filling. Pie filling contains added sugar and spices that will alter the flavor balance of this recipe. Ensure you measure accurately, as we don’t use the entire can.
Brown sugarBoth light brown sugar and dark brown sugar will work beautifully. Light brown sugar will yield a slightly milder, sweeter flavor, while dark brown sugar will add a deeper, richer molasses note. Lightly pack it when measuring.
Oil + melted butterThis combination provides the best of both worlds: the oil ensures maximum moisture and a soft texture at room temperature, while the melted butter contributes a rich, complex flavor. For extra moisture, you can use all oil. For an even richer, more buttery flavor, use all butter, but note that the bread might be slightly less soft when cold. Make sure the butter is melted and then cooled slightly before mixing.
All-purpose flourAccuracy is key here for the perfect texture. Spoon the flour into your measuring cup and then level it off with a straight edge. Alternatively, weigh your flour for the most precise results (1 ½ cups flour is approximately 180-190 grams).
Pumpkin pie spice + cinnamonThis duo creates the signature warm and cozy flavor profile. The pumpkin pie spice blend typically includes cinnamon, nutmeg, ginger, and cloves. Adding extra ground cinnamon boosts that classic spice without overwhelming the other notes. Feel free to adjust the cinnamon to your personal preference for an even bolder spice kick.
EggsFor smoother mixing and a more uniform batter, bring your eggs to room temperature before incorporating them. This helps them emulsify better with the other wet ingredients, leading to a more consistent crumb structure.
Mini chocolate chipsWhile regular chocolate chips can be used, mini chocolate chips are highly recommended. They distribute more evenly throughout the batter, ensuring that every single bite of your pumpkin bread has that delightful chocolatey surprise. Remember to hold back a handful to sprinkle on top before baking for a beautiful finish.
Baking powder & Baking sodaThese leavening agents are crucial for a light and fluffy texture. Ensure they are fresh for optimal lift.
SaltA pinch of salt enhances all the flavors in the bread, balancing the sweetness and brightening the spices.
Vanilla extractHigh-quality vanilla extract adds a lovely aromatic depth that complements the pumpkin and spices perfectly.

Featured Comment

“I just love making homemade bread with my kids. This recipe was so delicious and turned out perfectly soft & moist.”

– Stephanie

Read 8 More Reviews

Pro Tips for Making the Best Chocolate Chip Pumpkin Bread

While the full recipe is detailed below, these essential tips will help ensure your pumpkin bread turns out perfectly moist, flavorful, and beautifully baked every time:

  1. Proper Pan Preparation is Key: Don’t skip this step! Generously grease your metal 9×5-inch loaf pan. For effortless removal and a pristine loaf, create a parchment paper sling by cutting a strip of parchment paper that fits the length and width of the bottom of the pan, with extra hanging over the sides. Grease the pan, place the parchment sling, and then grease the parchment as well. This creates “handles” to lift the baked bread out easily. Lightly flouring the pan (after greasing) also helps prevent sticking and gives a nice crust.
  2. Achieve a Smooth Wet Mixture: When combining your wet ingredients, whisk them briskly until the mixture is completely smooth and glossy. Ensure your eggs are at room temperature, as this allows them to integrate more seamlessly into the batter, leading to a more consistent texture in the final bread.
  3. Gentle Dry Ingredient Incorporation: Once the wet ingredients are combined, sprinkle the dry ingredients evenly over the top. Whisk them together just until there are no visible streaks of dry flour. Overmixing at this stage can develop the gluten in the flour too much, resulting in a tough, dense loaf rather than the desired soft, tender crumb.
  4. Fold in Chips with Care: Switch from a whisk to a spatula for folding in the mini chocolate chips. This gentle approach ensures they are evenly distributed throughout the batter without overworking it. Mini chips are preferred as they provide a delightful chocolatey touch in every bite, preventing larger chips from sinking to the bottom.
  5. Bake to Perfection: Fill your prepared pan, gently smooth the top of the batter, and sprinkle with optional brown sugar for a beautiful caramelized crust. Place it in the preheated oven. Keep an eye on your bread; if you notice the top browning too quickly before the center is cooked, loosely tent the pan with aluminum foil. This will prevent over-browning while allowing the inside to finish baking.
  6. Cool Completely for Best Results: After baking, let the bread cool in the pan for about 15 minutes. This allows it to set and makes it easier to handle. Then, use your parchment sling or carefully invert the pan to transfer the loaf to a wire cooling rack. It’s crucial to let the bread cool fully to room temperature before slicing. Slicing warm bread can lead to crumbling, especially with a moist quick bread like this, and allows the internal structure to firm up properly. Use a sharp serrated knife for clean slices.

Quick Tip for Even Baking

If you’re baking multiple loaves, especially in mini bread pans, consider weighing the batter into each pan using a food scale. This simple trick ensures that each loaf contains the exact same amount of batter, promoting incredibly even baking across all your pans and preventing some loaves from being over or under-baked.

Explore More Amazing Pumpkin Treats:

If you’ve fallen in love with this chocolate chip pumpkin bread, you’ll adore these other pumpkin-packed delights perfect for the autumn season!

Desserts

Easy Cake Mix Pumpkin Cookies

Desserts

Spiced Pumpkin Cupcake Recipe with Cream Cheese Frosting

Desserts

Homemade Pumpkin Pecan Pie

Desserts

The Best Pumpkin Carrot Cake

Three slices of chocolate chip pumpkin bread on a white plate, showing fluffy texture and chocolate chips.
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★★★★★

5 from 5 votes

Pumpkin Chocolate Chip Bread

By
Chelsea Lords

This moist, spiced Pumpkin Chocolate Chip Bread is packed with chocolatey goodness and super easy to whip up with simple ingredients, making it the perfect autumn delight!

Prep Time:
30 minutes
Cook Time:
1 hour 15 minutes
Total Time:
1 hour 45 minutes
Yields:
12 slices (large loaf pan)

Video Overview

For a visual guide to making this delicious bread, watch our step-by-step video:

Click to watch: Homemade, spiced, moist, and chocolate-jeweled pumpkin chocolate chip bread is easy to make with accessible ingredients.

Equipment You’ll Need

  • 9 x 5-inch bread pan (or 3 mini bread pans for smaller loaves)
  • Wire cooling rack
  • Large mixing bowl
  • Medium mixing bowl
  • Whisk
  • Rubber spatula
  • Measuring cups and spoons
  • Parchment paper (optional, but recommended for easy removal)

Ingredients

  • Cooking spray (for greasing the pan)
Dry Ingredients
  • 1-1/2 cups all-purpose flour
  • 1 teaspoon baking powder
  • 1 teaspoon baking soda
  • 1 teaspoon salt
  • 1 tablespoon ground cinnamon
  • 1 tablespoon pumpkin pie spice (see Note 1 below for DIY blend)
  • 1/4 teaspoon ground nutmeg
  • 1 cup mini chocolate chips (plus a handful for topping, if desired)
Wet Ingredients
  • 4 tablespoons unsalted butter, melted and cooled
  • 1/4 cup vegetable oil or canola oil
  • 1 cup light brown sugar (or dark brown sugar), lightly packed
  • 1 cup canned pumpkin purée (see Note 2 below)
  • 2 large eggs, at room temperature
  • 1/2 tablespoon vanilla extract
  • 2 tablespoons brown sugar, for optional topping

Instructions

  1. Prepare for Baking: Preheat your oven to 350°F (175°C). Melt the unsalted butter in the microwave and set it aside to cool completely to room temperature. Take your eggs out of the refrigerator to allow them to reach room temperature as well. Generously grease and lightly flour a 9×5-inch (1-pound) bread pan, tapping out any excess flour. For easier removal, you can line the pan with parchment paper, leaving an overhang on the longer sides to create a sling. If using 3 mini bread pans, prepare them in the same way.
  2. Combine Dry Ingredients: In a large mixing bowl, add all the dry ingredients: flour, baking powder, baking soda, salt, ground cinnamon, pumpkin pie spice, and ground nutmeg. Whisk them thoroughly together until they are well combined and there are no lumps. This ensures even distribution of the leavening agents and spices.
  3. Mix Wet Ingredients: In a separate medium bowl, combine the cooled melted butter, vegetable oil, lightly packed brown sugar, pumpkin purée, room temperature eggs, and vanilla extract. Whisk briskly until the mixture is completely smooth and glossy. Ensure the brown sugar is fully dissolved and incorporated.
  4. Gently Combine and Fold: Pour the wet ingredients into the large bowl with the dry ingredients. Using your whisk, mix gently until just combined. Be careful not to overmix; a few streaks of flour are okay. Overmixing will lead to a tough bread. Switch to a rubber spatula and gently fold in the 1 cup of mini chocolate chips until they are evenly distributed throughout the batter. Pour the entire batter into your prepared bread pan (or divide evenly among mini pans if using). Use the spatula to smooth the top. If desired, gently sprinkle the additional 2 tablespoons of brown sugar evenly over the top of the batter before baking for a slightly crispier, caramelized crust.
  5. Bake to Perfection: Place the pan in the preheated oven. Bake the large loaf for 50–65 minutes. If you are using mini loaves, bake for 35–40 minutes (see Note 3 below for doneness test). The bread is done when a wooden skewer or toothpick inserted into the center comes out clean or with moist crumbs attached, but no wet batter. If the top starts to brown too quickly, you can loosely tent it with aluminum foil.
  6. Cool and Slice: Once baked, remove the bread from the oven and let it cool in the pan for 15 minutes. This cooling period allows the loaf to firm up and prevents it from crumbling when removed. After 15 minutes, use the parchment sling or carefully invert the pan to transfer the bread onto a wire cooling rack. It is essential to let the bread cool completely to room temperature before slicing. Slicing warm bread can cause it to crumble and lose its moisture. Once cool, use a sharp serrated knife to cut beautiful, clean slices.

Recipe Notes for Success

Note 1: Homemade Pumpkin Pie Spice Blend: While store-bought pumpkin pie spice is convenient, you can easily make your own. A common blend includes 3 tablespoons ground cinnamon, 2 teaspoons ground ginger, 2 teaspoons ground nutmeg, 1 teaspoon ground allspice, and 1 teaspoon ground cloves. Store any leftover blend in an airtight container.

Note 2: Choosing and Measuring Pumpkin Purée: Always use pure canned pumpkin purée, not pumpkin pie filling. Pumpkin pie filling contains added sugars and spices that will drastically alter the flavor profile of this bread. Pay close attention to the measurement; this recipe only uses 1 cup of pumpkin purée, so you’ll have some left over from a standard 15-ounce can. The remaining pumpkin can be used for other recipes or stored in the fridge/freezer.

Note 3: How to Check for Doneness: Baking times can vary significantly based on your specific oven, the humidity in your kitchen, and even the exact material of your loaf pan. To check if your bread is thoroughly baked, look through the oven door without opening it initially (opening the oven lets out heat and can cause the bread to sink). Once it looks golden brown, insert a wooden skewer or a toothpick into the very center of the loaf. If it comes out clean or with only a few moist (but not wet) crumbs clinging to it, your bread is done. If you see wet batter, give it a few more minutes and retest.

Storage & Freezing Instructions: To keep your chocolate chip pumpkin bread fresh, ensure it has cooled completely to room temperature. Wrap the entire loaf or individual slices tightly in plastic wrap or aluminum foil. Store it in an airtight container at room temperature for up to 4 days, or in the refrigerator for up to 1 week, ensuring it’s protected from moisture. For longer storage, this bread freezes beautifully! Wrap the room-temperature loaf or slices tightly in plastic wrap, then an additional layer of aluminum foil. Place them in a resealable freezer bag, pressing out as much air as possible, and label with the date. It can be stored in the freezer for up to 3 months. Thaw at room temperature or gently warm slices in the microwave.

Serving Suggestions: This chocolate chip pumpkin bread is delicious on its own, but you can elevate it with a dollop of whipped cream, a dusting of powdered sugar, or a light drizzle of cream cheese glaze for an extra touch of decadence. It pairs wonderfully with a cup of coffee, tea, or a glass of milk.

Variations to Try:

  • Nutty Pumpkin Bread: Add ½ cup of chopped pecans or walnuts to the batter along with the chocolate chips for extra crunch and flavor.
  • Spiced Crumble Topping: Instead of brown sugar, create a streusel topping with flour, brown sugar, cold butter, and a pinch of cinnamon. Sprinkle it over the batter before baking.
  • Cream Cheese Swirl: For an extra rich treat, prepare a simple cream cheese filling (softened cream cheese, sugar, and an egg yolk) and swirl it through half of the batter in the loaf pan before adding the rest of the batter.

Nutrition Information

Serving: 1 slice | Calories: 308kcal | Carbohydrates: 45g | Protein: 4g | Fat: 13g | Saturated Fat: 6g | Polyunsaturated Fat: 3g | Monounsaturated Fat: 2g | Trans Fat: 0.2g | Cholesterol: 43mg | Sodium: 161mg | Potassium: 106mg | Fiber: 2g | Sugar: 30g | Vitamin A: 3376IU | Vitamin C: 1mg | Calcium: 130mg | Iron: 2mg

Nutrition information is automatically calculated, so should only be used as an approximation. It may vary based on specific ingredients and brands used.

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Frequently Asked Questions About Pumpkin Chocolate Chip Bread

Why might my Pumpkin Bread turn out tough or dense?

Several factors can contribute to a tough or dense pumpkin bread. To achieve that perfectly soft texture, consider these common issues:

  1. Overmixing the Batter: This is one of the most frequent culprits. When flour is mixed excessively, gluten develops, leading to a chewy, tough texture. Always mix wet and dry ingredients just until combined, with no visible streaks of flour remaining.
  2. Incorrect Flour Measurement: Too much flour can significantly dry out the bread and make it dense. Always spoon and level your flour into the measuring cup, or for the most accurate results, weigh it using a kitchen scale.
  3. Using Old Leavening Agents: Baking powder and baking soda lose their potency over time. If they’re old, your bread won’t rise properly, resulting in a dense loaf. Always check the expiration dates or test their freshness if unsure.
  4. Inaccurate Oven Temperature: An oven that is too hot or too cold can affect the bread’s texture. Too hot, and the outside bakes too quickly, leaving the inside raw and potentially dense. Too cold, and the bread might not rise properly. Using an oven thermometer can help ensure accuracy.
  5. Watery Pumpkin Purée: While less common, overly watery pumpkin purée can throw off the wet-to-dry ingredient ratio, leading to a denser crumb. Ensure you are using pure canned pumpkin, not pumpkin pie filling, and if your purée seems unusually watery, you might consider gently pressing out some excess moisture before measuring.
Can I freeze this chocolate chip pumpkin bread recipe for later?

Absolutely! This chocolate chip pumpkin bread freezes beautifully, making it perfect for meal prep or enjoying a homemade treat whenever a craving strikes. Here’s how to do it effectively:

  1. Cool Completely: Ensure the baked bread has cooled completely to room temperature on a wire rack. Freezing warm bread will lead to condensation and ice crystals, ruining the texture.
  2. Wrap Tightly: Wrap the entire loaf or individual slices tightly in plastic wrap. This first layer prevents freezer burn.
  3. Add a Second Layer: Follow the plastic wrap with a layer of aluminum foil for extra protection.
  4. Bag and Label: Place the wrapped bread into a resealable freezer bag, pressing out as much air as possible before sealing. Label the bag with the date.
  5. Freeze: Store in the freezer for up to 3 months.

To enjoy, simply thaw the loaf or slices at room temperature. You can also gently warm individual slices in a microwave or toaster oven for a fresh-baked taste.

What’s the best way to store chocolate chip pumpkin bread to keep it fresh?

Proper storage is essential to maintain the bread’s delicious moisture and flavor. Follow these steps to keep your chocolate chip pumpkin bread fresh:

  1. Ensure Room Temperature: Always make sure the bread has cooled completely to room temperature before storing. Storing warm bread will create condensation, making it soggy.
  2. Wrap Securely: Tightly wrap the entire loaf or individual slices in plastic wrap or aluminum foil. This creates a barrier against air, which is the main culprit for drying out baked goods.
  3. Use an Airtight Container: Place the wrapped bread into an airtight container. This provides an additional layer of protection against air and moisture loss.
  4. Storage Location: Store the bread at room temperature for up to 4 days. If your kitchen is particularly warm or humid, or if you want to extend its freshness, you can store it in the refrigerator for up to 1 week. Be sure it’s well-wrapped to prevent it from absorbing odors from other foods in the fridge.
  5. Avoid Direct Sunlight/Heat: Keep the stored bread away from direct sunlight or heat sources, which can speed up spoilage.
Can I make this pumpkin bread without chocolate chips?

Yes, absolutely! While chocolate chips add a wonderful dimension, this pumpkin bread recipe is incredibly versatile. You can easily omit the chocolate chips for a pure pumpkin spice experience. If you’d like to add another element, consider incorporating 1/2 cup of chopped nuts like pecans or walnuts, dried cranberries, or even a swirl of cream cheese (see variations above) for a different twist. The base pumpkin bread recipe is robust enough to stand on its own, delivering fantastic flavor and moisture.

How can I make my pumpkin bread extra moist?

This recipe is already designed for maximum moisture, thanks to the combination of pumpkin purée, oil, and brown sugar. However, here are a few extra tips if you’re aiming for an even moister loaf:

  • Don’t Overbake: This is the most crucial tip. Overbaking is the quickest way to dry out any quick bread. Start checking for doneness at the lower end of the suggested baking time.
  • Use Room Temperature Ingredients: As mentioned in the recipe, room temperature eggs and other wet ingredients emulsify better, leading to a smoother batter and a more tender, moist crumb.
  • Add a Touch of Applesauce or Yogurt: For an additional moisture boost (though not strictly necessary for this recipe), you could substitute a small amount of the oil (e.g., 1-2 tablespoons) with unsweetened applesauce or plain Greek yogurt. This can add moisture without significantly altering the flavor.
  • Ensure Pumpkin Purity: Again, use pure pumpkin purée, not pie filling, as the latter can have a different moisture content due to added ingredients.
  • Proper Storage: As detailed in the storage section, keeping your baked bread tightly wrapped prevents it from drying out after it’s cooled.